Savings Rates Rates effective as of August
1, 2010. | Product Name | Interest Rate | APY* | Minimum Open Balance | Minimum Balance for APY* | | Regular Share Savings | 0.10% | 0.1000% | $5.00 | $5.00 | | 0.50% | 0.5009% | $1,000.00 | $1,000.00 | | Dividend Plus Savings
| 1.10%
| 1.1045%
| $3,000.00
| $3,000.00
| | Money Market Account |
0.50% |
0.5011% | $5,000.00 |
$5,000.00 | | 0.75% | 0.7526% | $10,000.00 | $10,000.00 | | 1.00% | 1.0046% | $25,000.00 | $25,000.00 | | Christmas Club | 1.00% | 1.0038%
| $1.00 | $1.00 | Vacation Club | 1.00% |
1.0038% | $1.00 | $1.00 | | Regular Checking | 0.50% | 0.5011% | $1.00 | $1.00 |
*Annual Percentage Yield. Rates, terms and conditions are subject to change without notice at the discretion of the
Board of Directors. Other limitations may apply. The interest rate and corresponding annual percentage yield may vary after the account is opened. |