Loan Rates

 

Rates effective as of  August 1, 2010.

Loan Type
APR*
Max Term
Category I New Vehicles - 2008 or Newer (Cars, Trucks & Vans) - GAP is available
4.99% APR

7.99% APR

 5 Years - 100% Financing

5 Years - Over 100% Financing

2008 and Newer Vehicles ONLY - ($25,000 or more) 6.99% APR
6 Years - 100% Financing
Category I Used Vehicles - 2007 or Older (Cars, Trucks & Vans) - GAP is available
5.99% APR

8.99% APR

 5 Years - 100% Financing

5 Years - Over 100% Financing
2007 Vehicles ONLY -         ($25,000 or more)

7.99% APR

6 Years - 100% Financing
Category II Vehicles - Tractors, Mowers, Lawn Equipment or Outdoor Equipment - GAP is available
2007 or Newer
6.99% APR
5 Years 
2006 or Older
7.99% APR
Category II Vehicles - Boats, ATV's, Motorcycles, Mopeds, Mules, 4-Wheelers, Jet Skis,  Snowmobiles -   GAP is available
2007 or Newer
5.99% APR
5 Years
2006 or Older
6.99% APR
Category III Vehicles - New or Used (Motorhomes or other Qualified Vehicles)

7.50% APR

5 Years
8.50% APR8 Years
9.50% APR12 Years
Co-Maker/Collateral Loan11.00% APRFlexible terms
Revolving Line of Credit13.00% APRFixed term
Share Secured Loan3.75% APRFlexible terms
Unsecured Loan - Max $15,000.00 8.75% APR with Credit Disability 9.50% APR w/o Credit Disability 1 - 2 Years
10.00% APR with Credit Disability 11.00% APR w/o Credit Disability 2 - 3 Years
12.00% APR with Credit Disability 13.00% APR w/o Credit Disability 3 - 4 Years
13.50% APR with Credit Disability 15.00% APR w/o Credit Disability 4 - 5 Years
Closed End Home Equity Loan4.99% APR5 Years
6.50% APR8 Years
7.00% APR10 Years

*APR: Annual Percentage Rate.  Rates, terms and conditions are subject to change without notice at the discretion of the Board of Directors.  Other limitations may apply.  Members must meet income and credit criteria.