Checking      Share Draft Account This is a checking account.  Money may be transferred from the Regular Share account and deposited into this account. The Credit Union pays for the first order of checks for each member.  No minimum balance is required and the account receives a monthly dividend.  All members with a Share Draft account will receive monthly statements.  There is a ATM / Debit Card available with this account.  No monthly fees, unlimited monthly transactions. _______________   Money Market Draft Account This is a share savings / draft account.  Money may be transferred from any Share or Draft account and deposited or withdrawn from this account.   The Credit Union pays for checks ordered for each member. There is a $5,000.00 minimum balance requirement and the account receives a monthly dividend.  All members will receive monthly statements.  Limited monthly transactions and subject to excessive withdrawal fees. There is a dividend penalty if account falls under the minimum balance or the account is closed prior to the end of the dividend period. If you are interested in this account, please contact the Credit Union for more information.     All share accounts include Life Savings Insurance up to $3,000.00 provided by the Credit Union.